In US pricing, term life remained the lowest-cost option because coverage is temporary and lacks cash value, with 10-yr starter premiums near ~$11/mo to ~$13/mo.

Annual open enrollment gives many workers a built-in reminder to review life insurance, confirm coverage, and adjust employer benefits when their workplace offers that option.

Original Medicare combines Part A hospital coverage with Part B outpatient care, while Part C offers a private alternative and Part D handles prescriptions. The

Two major insurers will discontinue certain Medicare Advantage plans for 2027, affecting ~1M members nationwide, including ~390K in one carrier's exits and ~600K in another's.

Life insurance decisions are rarely simple, especially when premiums start to feel like a burden. In my decades of experience as an insurance agent, I’ve

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand for and support the indigenous

Many folks assume their workplace life insurance is enough—but for a $70K salary, even a 2x coverage (that’s $140K) can disappear quickly once funeral expenses,

In my 30 years as an insurance agent, I’ve seen how the right coverage—secured at the right time—can make all the difference for families and

After more than three decades in the insurance world, I’ve seen firsthand how often clients wish they’d secured life insurance earlier. A recent survey found

It’s been remarkable to watch the momentum in life insurance applications this year. Early-Q3 2026 saw applications across the US rise by about 15% compared

Lately, I’ve noticed a real shift in how families and individuals approach life insurance—especially in times that feel uncertain. More people are thinking about protecting

Labor Day in the United States celebrates the contributions of workers everywhere, while also unofficially marking the final big summer weekend before fall takes over.